About us

Opt Pensions is a trading style of Opt Corporation Limited and is part of the Harwood Capital Management Ltd. Group of Companies. We work alongside Evolve Pensions Limited in order to provide the most well-rounded and high-quality service to employers.

Opt were established specifically to meet the demands of auto-enrolment and to assist small to medium-sized companies with their new workplace pension responsibilities. We do this by:

  • Offering a workplace pension scheme for automatic enrolment into a MAF accredited master trust, the Crystal Trust. (For more information on the Crystal Trust, please visit https://evolvepensions.co.uk/crystal/)

  • Providing access to our online pension portal which was specifically developed to support the automatic enrolment requirements for employers.


Opt’s unique proposition differentiates itself from others in the market by offering a number of additional services which go over and above the usual expectations of an auto-enrolment scheme. These include:

  • Staff business meetings

  • Annual scheme reviews

  • Training

  • Running of workplace pension assessments and communications in-house

  • Carrying out of key duties on behalf of employers

At Opt, we recognise that while auto-enrolment is undoubtedly a noble proposition in terms of helping employees save for retirement, it can also be a significant burden for employers. We specialise in negating this burden by offering a helping hand with all of these duties. From start to finish, Opt manage all employers' auto-enrolment needs, providing not only reliability, but security, and the knowledge that all of their duties are being met.

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© 2020 Opt Corporation Limited | Reg. 10320894